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**Average is the compound average of the crediting rates over the past 5 years or shorter where the option was introduced from a later date. CPI over the same 5 year period averaged 3.00% p.a.
A currency hedge is applied by the Fund's passive currency manager to this option. As at 30/06/2012, 20% of the International Equities strategic asset allocation was hedged and this is subject to change at the discretion of the Trustee.
Past Performance is not a reliable indicator of future performance
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