QIEC Super - first in our class

Investment Objectives

To obtain high returns over the long term. Earnings should exceed inflation by 4% p.a. in three out of four rolling five-year periods.

Credit Rates	Performance
30 June 2009	-16.45% p.a.
30 june 2008	-10.36% p.a.
30 june 2007	19.30% p.a.
30 June 2006	19.80% p.a.
30 June 2005	13.40% p.a.
5 year average**	3.95% p.a.

Strategic Asset Allocations

Suggested investment period

At least 10 years

Risk of negative return

1 in 6 years

Type of investor this would suit

Investors with an investment horizon of at least 10 years. Returns are likely to experience more year to year variation an even in the longer tern (10 years or more) the High Growth option may not outperform the other investment options.

**Average is the compound average of the crediting rates over the past 5 years or shorter where the option was introduced from a later date. CPI over the same 5 year period averaged 2.92% p.a.

^ Figures in brackets denote allowable range for asset allocation.

Past Performance is not a reliable indicator of future performance