QIEC Super - first in our class

Investment Objectives

To achieve a crediting rate equivalent to inflation plus 2% per annum in three out of five rolling five-year periods.

Credit Rates	Performance
30 June 2009	2.50% p.a.
5 year average**	2.50% p.a.

Strategic Asset Allocations

Suggested investment period

At least 3 years

Risk of negative return

1 in 20 years

Type of investor this would suit

Investors with a short investment horizon or for those that are risk averse. This is a relatively defensive investment option.

**Average is the compound average of the crediting rates over the past 5 years or shorter where the option was introduced from a later date. CPI over the same 5 year period averaged 2.92% p.a.

^ Figures in brackets denote allowable range for asset allocation.

Past Performance is not a reliable indicator of future performance