QIEC Super - first in our class

Investment Objectives

To achieve a crediting rate equivalent to inflation plus1% per annum in every five year period.

Credit Rates	Performance
30 June 2009	0.99% p.a.
5 year average**	0.99% p.a.

Strategic Asset Allocations

Suggested investment period

No minimum

Risk of negative return

Negligible

Type of investor this would suit

Investors with a short investment horizon or for those who are risk averse. This is a relatively defensive investment option.

**Average is the compound average of the crediting rates over the past 5 years or shorter where the option was introduced from a later date. CPI over the same 5 year period averaged 2.92% p.a.

^ Figures in brackets denote allowable range for asset allocation.

Past Performance is not a reliable indicator of future performance