QIEC Super - first in our class

Investment Objectives

To achieve a crediting rate equivalent to inflation plus 4% per annum in two out of three rolling five year periods.

Credit Rates	Performance
30 June 2009	9.47% p.a.
5 year average**	9.47% p.a.

Strategic Asset Allocations

Suggested investment period

At least 10 years

Risk of negative return

1 in 4 years

Type of investor this would suit

Investors with a long investment horizons. Returns are likely to experience volatility, greater than other options, and even in the longer term (10 years or more) this option may not outperform the other investment options

**Average is the compound average of the crediting rates over the past 5 years or shorter where the option was introduced from a later date. CPI over the same 5 year period averaged 2.92% p.a.

^ Figures in brackets denote allowable range for asset allocation.

Past Performance is not a reliable indicator of future performance