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Key Life Events

Extra insurance when you need it most!

 

At QIEC Super we understand, that as educators, your time is precious. That’s why we want to highlight a unique benefit to our valued QIEC Super members; Key Life Events cover.

 

QIEC Super members are eligible to apply for an additional unit of Death and TPD insurance cover at certain Key Life Events without having to provide evidence of health (refer to table below).

 

This cover is provided at the same fee rate as any existing Death and TPD insurance cover you already have. The amount of the fee payable will be recalculated to reflect the increase in cover. Any cover under this condition is subject to the same exclusions and fee loadings that may already apply.

 

This option can only be exercised once in any 12 month period by an insured member. For Example: If you apply for one event (e.g. marriage), you would not be eligible to apply for any other event (e.g. new mortgage) within the same 12 month period.

 

To take advantage of this offer, you will need to apply for the cover within 120 days of the event occurring, and provide evidence of the event*.

 

The table below outlines the information required to apply for this cover.

Event

Supporting documents

Marriage

Certified photocopy of a Marriage
Certificate

Birth or adoption of a child

Certified photocopy of a
Birth Certificate/adoption documentation

New Mortgage

Stamped front page of the 'contract of sale';
or letter on bank letter head detailing
the loan arrangement

Divorce

Certified photocopy of Decree Nisi

Death of your spouse

Certified photocopy of Death Certificate

First becoming eligible for a
Department of Human Services
carer's allowance

Advice from Department of Human Services
on Department of Human Services letterhead

Reaching a milestone birthday
of 30, 40 or 50

Certified photocopy of Birth Certificate,
Driver’s Licence or Passport

Your child's first day at
primary or secondary school

Certified photocopy of enrolment documentation

 

If you are eligible for Key Life Events Cover, please fill out the Key Life Events form and together with the supporting document/s to the below address

 

QIEC Super
PO Box 10629
Brisbane Adelaide Street QLD 4000

 

If you would like to read about other insurance options with QIEC Super, please see our Insurance Guide located in the "Resources" section of this page. The Key Life Events form is also located in this area for your convenience.

 

Alternatively, please contact the QIEC Super Client Contact Centre on 1300 360 507 or email info@qiec.com.au

 

*If you are not in active employment on the date your cover increases under this condition, you will receive limited cover until you have returned to active employment for two consecutive months. Active employment means that you are employed (including being on fully paid leave except where that leave is caused by sickness or injury) by an employer to carry out identifiable duties and in the insurer's opinion you are not restricted by injury or illness from carrying out the identifiable duties of your normal occupation on a full-time basis (minimum 35 hours per week) even if you are not employed on a full-time basis.

 

The information on this page is of a general nature only. It does not take into account your individual financial situation, objectives or needs. You should consider your own financial position and requirements before making a decision. You may like to consult a licensed financial adviser in order to assist you with this. You should also refer to member and/or employer handbooks (Product Disclosure Statements) and our Financial Services Guide (FSG) before making a decision. QIEC Super Pty Ltd (ABN 81 010 897 480), the Trustee of QIEC Super (ABN 15 549 636 673), is Corporate Authorised Representative No. 268804 under Australian Financial Services Licence No. 238507 and is authorised to provide general financial product advice in relation to superannuation. QIEC MySuper Product Unique Identifier 15549636673397.

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